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Exclusive Discount Rates For: Loan Factory, Inc.

Pre-Licensure, Continuing & Compliance Education 
NMLS Approved Mortgage PE & CE
NOTE: Discounts are only available from this page.

Do not sign in until prompted during the ordering process. 

Important: Use provided link(s) below to access special rates. Do not log in or create a profile until you have made your selection(s). These prices are not available elsewhere.
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Reduce Redundant Training!
Loan Officer Education

Are you here for your annual Continuing Education (CE)?

If so, you're just one click away from the right place! Please use the button below to access your courses.

Remaining Core $48     State Law & Electives from $12

Remember: For CE, an account has already been assigned to you. Please do not create a new one.

Go to CE ordering Page & Sign In

Important!
You already have an account in the system. 
If you see this screen:

Login Error Screen

Do NOT register a new account. Click "Try Again" and use your secondary email address.

  • If you tried your work email address, use your personal.
  • If you tried your personal, use your work email address. 
  • If you need account verification, email licensing (link below).
  • Remember: Do NOT register a new account. 

If you're looking to get a new license instead, please scroll down.

Start Your NEW License Here!

This is the right place to purchase your Pre-Licensing (PE) courses and begin your journey as a Mortgage Loan Originator.

How to Purchase Your Courses:

  1. Scroll down to the PE ordering form.
  2. Select the 20-hour SAFE course and any state-specific courses you need.
  3. Follow the instructions to complete your purchase.
 Want to see how our courses work? Watch a demo!

Have a Specific Question?

If you need help, please contact the appropriate department below.

  • For New Loan Officer Onboarding: Email HR
  • For Compliance Courses: Email Compliance
  • For Education Requirements & Account Support: Email Licensing
Mortgage ACE PLUS - National Exam Prep Bundle REGULAR PRICE: $299
$79
10 Hour Pre-license Nevada State Law & Electives
$90
20 Hour SAFE Basic PE (No-Exam Prep/No State Specific Law)
$180
2 Hour SAFE PE - Nontraditional Mortgages - ARMs and IOs (1692)
$30
3 Hour PE – Ethics, Fair Lending and Fraud (1646)
$45
3 Hour SAFE PE - Federal Law - RESPA and SAFE (1695)
$45

7 Hour SAFE LATE CE Core Education
$59
Course Duration Notice (Pre-License Education)

Course expires 14 days from activation. Access is flexible - log in and out as needed during your term.

Important: Complete all requirements by day 13 to ensure:

  • Instructor release
  • Final course test completion
  • Successful course certification

Note: Failure to complete within the timeframe will require course reset with no credit for time spent, and possible repurchase. Follow instructions included in course for easy completion.)


Important: Use provided link(s) above to access special rates. Do not log in or create a profile until you have made your selection(s). These prices are not available elsewhere.
Your Representative:
Pat Dennin
patdennin@mortgageeducation.com
Please Choose Your Product Below
GET A NEW LICENSE (National Or State 20 Hour Starting at $180.00 , State Law From $15.00) LATE CE: REINSTATE 2024 OR BEFORE $64.00 State Law From $15.00
Online instructor led / Online self study
Federal Courses
  • Enter and work at ANY time, 24/7!
  • Up to 14 days to complete your course!
State Courses
  • Purely self study
  • Work at your pace
Play Video
Webinar

Webinars allow you to relax at home. You get the joy of talking to a real person, and the convenience of next-day reporting!  


(Note: State-specific courses may be Self Study)

Where do you want to be licensed?
I Only Need Exam Preparation

The SAFE Act mandates that continuing education can only count for the year it is taken. If you do not complete your CE during the calendar year you wish to apply the education to, then you must take "LATE CE." LATE CE allows you to complete CE in the current calendar year, but apply it to a previous year. Late CE is the same material as last year's CE, but you will need it if either one of the below is true:

  1. Reinstatement. Many states recognize a reinstatement period from January 1 to the end of February each year. During this reinstatement period, MLOs who did not fulfill their CE requirement in the previous year must complete a Late CE course to reinstate their license.
  2. Re-Licensing Getting back into a state or in the industry is not as straightforward as reinstatement – we recommend confirming with your state regulator prior to purchasing; however, we will refund you if your regulator later says you did not need the course. If you were previously licensed and have been instructed to complete CE for the last active license year before re-licensing, you will need to take a Late CE course that will apply to the last year in which you maintained an active license. If you have been out of the industry for 3 or more years, you may need to retake your Pre-licensure again, in which case you will NOT need Late CE. A few states may require Pre-Licensure

If you are unsure what you need, check with the NMLS or your state regulator first!

IF YOU DID NOT COMPLETE CONTINUING EDUCATION IN 2024 OR BEFORE, THESE ARE THE COURSES YOU NEED. 

We report LATE CE courses daily since we know timing is important!

LATE CE is used for either Reinstatement or Re-Licensing only. We understand that sometimes it isn't clear whether you need LATE CE. If you find out you purchased the wrong course, that’s okay. Tell us and we will get the right course added to your account.  
CLASSES ORDERED HERE WILL NOT RENEW YOUR 2025 LICENSE. THEY WILL ONLY APPLY TO LICENSE YEARS 2024 AND BEFORE. 


Where are you licensed?
Select the choice that applies to you
Select the choice that applies to you
Select the choice that applies to you
Select the choice that applies to you
I need the 3 Hour Nevada State Specific course

(rare – for MLOs applying Late CE to 2010-2017)
Online Pre-Licensure Education (PE) Ordering
Will this be your first license ?

I need help

  • If you are new to the industry, answer Yes.
  • Always look at your NMLS account and the application if you are unsure.
  • If you are returning to the industry, confirm with your state. After 3 years, most MLOs will need the full National requirement. Some states (e.g.- Noth Carolina) have much stricter rules.
Online Pre-Licensure Education (PE) Ordering

(Additional charge for state specific courses)

  • NMLS PE


(No National Exam Preparation)

$180.00

  • NMLS PE (with Video)
  • Pre-prep Video
  • Activities / Games
  • 6 Practice Exams
  • Study Guide

$189.00

  • NMLS PE (with Video)
  • Pre-prep Video
  • Mortgage Essentials
  • Live Instructor Hours
  • Activities / Games
  • 12 Practice Exams
  • Study Guide

$199.00

The National Exam pass rate is 57%. Exam preparation is crucial to your success. We want you to be an MLO!!

Quick Online CE Ordering

I need help

  • If you have not taken CE this year, choose the first option.
  • If you took a 7 or 8 hour course, but not your state-specific requirements, select the second option.
  • NOTE: if you did not take CE last year or are returning to the industry, look at your NMLS account to see what you need. You may need to confirm with your state. If you need Late CE, you can select it on our home page.
Quick Online Late CE Ordering

I need help

  • If you did not take the required 7 or 8 hour federal course last year, choose the first option.
  • If you only need the state-specific component of the education, then choose the second option.
  • If you are unsure, refer to the Education Record in your NMLS account and/or contact your state.
Basic Package

SAFE PE Online Instructor-Led Core Course


Our Brand New NMLS-approved online pre-licensure course is flexible, relaxing and a key part of your preparatory training!  Just what you need to launch into your career.

  • Just-in-Time. You may enter any time, whether it is 2pm on a Wednesday or 11:59pm on a Sunday!  Just purchase and then start when you want.

  • Immense Flexibility. Once you start you have up to 14 days to finish. Some people finish in only 3 days while others just work nights or over two weekends. This course matches your schedule!

  • Great Instructors.  Instructors guide you through the materials in full video!  They will also keep pace with you during the course through required case studies and optional discussions.

  • All-New Interactive Material.  With consistent examples and teaching moments in addition to video and slides, we get the most out of the NMLS required outline.


Standard Package

Part I:  Full Preparation for the SAFE National Exam


Comprehensive Exam Preparation with all of the information needed to pass the SAFE National Exam.  Includes over 800 questions, a 450 page study guide and plenty of activities for you to be ready.




     Includes: 

  • Pre-Exam Prep Video - Pre-recorded test prep session where we detail what to expect on test day, smart test-taking tips, how to study, what to study, and where to find extra help
  • Interactive Activities - Several activities to get your brain working, including flash cards, memory games and other brain challenges
  • Practice Exams - Five practice exams with 120 Questions each which you can finish over multiple sessions and with no time limit
  • Simulated Exams - 120 question exam pulled from a pool of 600 questions and timed, just like the National Exam.
  • Study guide - Comprehensive, searchable online study guide that has all of the information you need to pass the exam 
  • All exams and quizzes have unlimited retakes and full explanations


Part II: CORE SAFE Pre-Licensure Course:

The Flexibility you Need in an Instructor-Led Core Course

Our Brand New NMLS-approved online pre-licensure course is flexible, relaxing and a key part of your preparatory training.  Just what you need to launch into your career!


  • Just-in-Time. You may enter any time, whether it is 2:00pm on a Wednesday or 11:59pm on a Sunday!  Just purchase and then start when you want.

  • Immense Flexibility. Once you start you have up to 14 days to finish. Some people finish in only 3 days while others just work nights or over two weekends. This course matches your schedule!

  • Great Instructors. Instructors guide you through the materials in full video!  They will also keep pace with you during the course through required case studies and optional discussions.

  • All-New Interactive Material. With consistent examples and teaching moments in addition to video and slides, we get the most out of the NMLS required outline.


Full Package

Part I:  Full Preparation for the SAFE National Exam


Comprehensive Exam Preparation with all of the information needed to pass the SAFE National Exam.  Includes over 1500 questions, a 450 page study guide and plenty of activities for you to be ready.   


Given the extremely low pass rate, get all the help you need!




     Includes: 

  • Pre-Exam Prep Video - Pre-recorded test prep session where we detail what to expect on test day, smart test-taking tips, how to study, what to study, and where to find extra help
  • Interactive Activities - Several activities to get your brain working, including flash cards, memory games and other brain challenges
  • Practice Exams - Ten practice exams with 120 Questions each which you can finish over multiple sessions and with no time limit
  • Simulated Exams - Two, 120 question exams pulled from a pool of 1200 questions and timed, just like the National Exam.
  • Live Instructor Office Hours - Instructors will have drop-in hours where you can ask questions via face-to-face video.
  • Study guide - Comprehensive, searchable online study guide that has all of the information you need to pass the exam 
  • All exams and quizzes have unlimited retakes and full explanations


Part II: CORE SAFE Pre-Licensure Course:

The Flexibility you Need in an Instructor-Led Core Course

Our Brand New NMLS-approved online pre-licensure course is flexible, relaxing and a key part of your preparatory training.  Just what you need to launch into your career!


  • Just-in-Time. You may enter any time, whether it is 2:00pm on a Wednesday or 11:59pm on a Sunday!  Just purchase and then start when you want.

  • Immense Flexibility. Once you start you have up to 14 days to finish. Some people finish in only 3 days while others just work nights or over two weekends. This course matches your schedule!

  • Great Instructors. Instructors guide you through the materials in full video!  They will also keep pace with you during the course through required case studies and optional discussions.

  • All-New Interactive Material. With consistent examples and teaching moments in addition to video and slides, we get the most out of the NMLS required outline.


Course Calendar

What is Premium CE?

PremiumCE is better than CE because it will save you time. The course is identical; however, you will receive credit for the following compliance courses when finished: AML, Fair Lending, Privacy, TRID and RESPA.

Course Calendar
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If you have forgotten or changed your email address, you may contact us at support@mortgageeducation.com or 800-943-7053 for assistance.

Course Calendar
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d/b/a of 1 Stop Training, Inc.

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