Important: Use provided link(s) below to access special rates. Do not log in or create a profile until you have made your selection(s). These prices are not available elsewhere.

2026 Continuing Education

SPECIAL NOTE: "If you have already completed the 2-hour Ethics course assigned to your account, please log into your education database and click the button below in your education database to purchase the remaining CE hours needed to complete your annual requirement"

AML Compliance Course

$20

ADDITIONAL QUESTIONS ABOUT THE FOLLOWING REQUIRMENTS?
PLEASE CONTACT THE FOLLOWING DEPARTMENTS:
1)New Loan Officer Onboarding courses: hr@loanfactory.com
2)Loan Officer/Staff Compliance Courses: compliance@loanfactory.com
3)Loan Officer Education Requirement Questions: licensing@loanfactory.com
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FAILURE TO USE THIS LINK WILL VOID SPECIAL RATES & RESULT IN A HIGHER PURCHASE PRICE!

Your Representative:

Pat Dennin Phone
patdennin@mortgageeducation.com
(317) 671-8788

Please Choose Your Product Below

8 Hours (10-Cert) CE: CLICK HERE $59.00 State Law From $15.00

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I am not a Responsible Individual (RI) (This is the most common) I am a Responsible Individual (RI) The "Responsible Individual" is the person designated under Arizona law (A.R.S. § 6-903, 6-943, and 6-973) to oversee the daily operations and compliance of a licensed mortgage entity (Broker, Banker, or Commercial Mortgage Banker).

I am licensed through the DFPI I am licensed through the DRE I am unsure

I am not a Qualified Employee (QE) I am a Qualified Employee (QE) I am unsure

I am licensed through the DRE

This is my first renewal This is not my first renewal

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I am licensed through the BFI I am licensed through the DCA

I only need the 2 hours of NJ State Law I need 4 hours (2 Hour NJ State Law and 2 Hour Elective) I only need the 2 hours elective

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I only need the 2 hours of NJ State Law I need 4 hours (2 Hour NJ State Law and 2 Hour Elective) I only need the 2 hours elective

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I am licensed through the DFPI I am licensed through the DRE I am unsure

I am not a Qualified Employee I am a Qualified Employee (QE) I am unsure

I need the 3 Hour Nevada State Specific course

(rare – for MLOs applying Late CE to 2010-2017)

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Quick Online CE Ordering

I need the Full CE Requirement (Federal + State CE if applicable) I only need the State(s) CE Elective (I’ve already completed my Federal CE this year)

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If you have not taken CE this year, choose the first option.
If you took a 7 or 8 hour course, but not your state-specific requirements, select the second option.
NOTE: if you did not take CE last year or are returning to the industry, look at your NMLS account to see what you need. You may need to confirm with your state. If you need Late CE, you can select it on our home page.

Quick Online Late CE Ordering

I need the National and State Requirements I just need the State Requirements

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If you did not take the required 7 or 8 hour federal course last year, choose the first option.
If you only need the state-specific component of the education, then choose the second option.
If you are unsure, refer to the Education Record in your NMLS account and/or contact your state.

Basic Package

SAFE PE Online Instructor-Led Core Course

Our NMLS-approved online pre-licensure course is flexible, relaxing, and a key part of your preparatory training! Just what you need to launch into your career.

• Just-in-Time. Enter any time — 2pm on a Wednesday or 11:59pm on a Sunday. Purchase and start whenever you're ready.
• Immense Flexibility. Once you start, you have up to 14 days to finish. Some people finish in just 3 days, others spread it over two weekends or a few nights. This course matches your schedule!
• Great Instructors. Instructors guide you through the material in full video, and keep pace with you through required case studies and optional discussions.
• All-New Interactive Material. Consistent examples and teaching moments, paired with video and slides, get the most out of the NMLS-required outline.

Please note: This course satisfies your 20-hour NMLS pre-licensure education requirement, but it is not exam prep. If you have not yet passed the NMLS exam, this course alone is not recommended — it may not cover every topic tested on the exam, and it does not include test-prep materials. If you still need to pass your exam, consider our Standard or Full package instead, which bundle exam prep with your pre-licensure education.

Standard Package

SAFE PE + MortgageACE — Standard Package

Our NMLS-approved online pre-licensure course is flexible, relaxing, and a key part of your preparatory training. Paired with MortgageACE exam preparation, this is just what you need to launch into your career.

Part I — Core SAFE Pre-Licensure Course

• Just-in-Time. Enter any time — 2pm on a Wednesday or 11:59pm on a Sunday. Purchase and start whenever you're ready.
• Immense Flexibility. Once you start, you have up to 14 days to finish. Some people finish in just 3 days, others spread it over two weekends or a few nights. This course matches your schedule!
• Great Instructors. Instructors guide you through the material in full video, and keep pace with you through required case studies and optional discussions.
• Interactive Material. Consistent examples and teaching moments, paired with video and slides, get the most out of the NMLS-required outline.

Part II — Premium Preparation for the SAFE National Exam

Comprehensive exam preparation for the SAFE National Exam, including over 1,500 questions, instructor support, and comprehensive study materials. The national pass rate is under 57% — make sure you get all the help you can to prepare.

• Pre-Exam Prep Video. A pre-recorded session covering what to expect on test day, smart test-taking tips, how and what to study, and where to find extra help.
• Interactive Activities. Flash cards, memory games, and other brain challenges to get you engaged and thinking.
• Practice Exams. Ten practice exams with 120 questions each, completed over multiple sessions with no time limit — unlimited retakes and full explanations.
• Simulated Exams. Two 120-question exams pulled from a pool of 1,200 questions and timed just like the National Exam — unlimited retakes and full explanations.
• Live Instructor Office Hours. Drop-in hours where you can ask questions via face-to-face video.
• Study Guide. A comprehensive, searchable online study guide with all the information you need to pass the exam.

Everything you need, together: The Standard Package bundles your required 20-hour NMLS pre-licensure education with comprehensive MortgageACE exam prep — so you're covered from your first hour of coursework all the way through test day.

Full Package

SAFE PE + MortgageACE — Standard Package

Part I — Core SAFE Pre-Licensure Course

• Just-in-Time. Enter any time — 2pm on a Wednesday or 11:59pm on a Sunday. Purchase and start whenever you're ready.
• Immense Flexibility. Once you start, you have up to 14 days to finish. Some people finish in just 3 days, others spread it over two weekends or a few nights. This course matches your schedule!
• Great Instructors. Instructors guide you through the material in full video, and keep pace with you through required case studies and optional discussions.
• Interactive Material. Consistent examples and teaching moments, paired with video and slides, get the most out of the NMLS-required outline.

Part II — Premium Preparation for the SAFE National Exam

• Pre-Exam Prep Video. A pre-recorded session covering what to expect on test day, smart test-taking tips, how and what to study, and where to find extra help.
• Interactive Activities. Flash cards, memory games, and other brain challenges to get you engaged and thinking.
• Practice Exams. Ten practice exams with 120 questions each, completed over multiple sessions with no time limit — unlimited retakes and full explanations.
• Simulated Exams. Two 120-question exams pulled from a pool of 1,200 questions and timed just like the National Exam — unlimited retakes and full explanations.
• Live Instructor Office Hours. Drop-in hours where you can ask questions via face-to-face video.
• Study Guide. A comprehensive, searchable online study guide with all the information you need to pass the exam.

Only State Education

This package covers only your state-specific education requirements. Choose this option if you only need state hours and not the National (Federal) education.

Course Calendar

What is Premium CE?

PremiumCE is better than CE because it will save you time. The course is identical; however, you will receive credit for the following compliance courses when finished: AML, Fair Lending, Privacy, TRID and RESPA.

Important: Use provided link(s) below to access special rates. Do not log in or create a profile until you have made your selection(s). These prices are not available elsewhere.

2026 Continuing Education

SPECIAL NOTE: "If you have already completed the 2-hour Ethics course assigned to your account, please log into your education database and click the button below in your education database to purchase the remaining CE hours needed to complete your annual requirement"

Please Choose Your Product Below

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